Calm Budget & Bills Planner | Google Sheets Budget & Bill Tracker for Neurodivergent Adults | Essentials & Complete Editions

Bundle & save: add any second planner and 25% comes off your whole order automatically at checkout — no code needed.

If budgeting apps have overwhelmed you and paper trackers never stuck, this was built for your brain — a calm, gentle way to see your money clearly, one tab at a time.

The Calm Budget & Bills Planner is a soft, editable Google Sheets planner for adults who want to feel on top of money without the pressure, shame or spreadsheet headaches. Log what you can, when you can — the totals, charts and dashboard fill themselves in. Pick the edition that matches how much structure feels manageable right now.

✅ Instant access after purchase — your private Google Sheets link is emailed to you. A free Google account is all you need.

What's included

• A calm, editable Google Sheets budget planner you copy to your own account
• An auto-updating Dashboard — income, bills, spending and money left over, all worked out for you
• Monthly Budget with planned vs actual that fills in from your Spending Log
• Bills & Direct Debits, Subscriptions and Income trackers
• Savings Goals, Sinking Funds and a gentle Debt Payoff plan
• Pay-Day Reset checklist, Money Brain Dump and a monthly Money Check-in
• Net Worth, Budget vs Actual, Savings Challenge and Spending Insights (Complete)
• Built-in menu to switch currency (12 currencies) and colour theme (5 calm palettes) in one click
• Access instructions sent straight to your inbox

Choose your edition

• Essentials Edition — £9.99: the calm core system — 17 tabs covering income, bills, subscriptions, spending, budget, savings, sinking funds, debt and gentle check-ins.
• Complete Edition — £16.99: everything in Essentials plus Net Worth, Budget vs Actual, a Savings Challenge and Spending Insights — 22 tabs for a fuller picture.
• Both Editions — £22.99: both editions, so you can start light and go deeper whenever you're ready.

Who it's for

• Adults with ADHD or executive-function fatigue who find budgeting apps overwhelming
• Anyone who wants to understand their money without a rigid, guilt-heavy system
• People who already live in Google Sheets and want one calm place for their finances
• Buyers who want to choose their own level of structure

How it works

1. Buy your edition.
2. Open the email — it contains your Google Sheets access link.
3. Click "Make a copy" to save your own private, editable version.
4. Plan from any device — desktop, tablet or phone. Your copy is yours to keep.

Good to know

• Digital Google Sheets product — nothing is shipped.
• A free Google account is required to make your own copy.
• Works in any currency — switch from £ to $, €, and more in one click.
• For personal use only.
• Lifetime access to your copy — no subscription, no recurring fees.
• This is an organisation tool, not medical, legal, financial or therapeutic advice.

FAQ

Do I need to pay for Google Sheets?
No. A free Google account is all you need.

Can I use it on my phone?
Yes — once you've copied it, open it in the Google Sheets app or browser on any device.

Does it do the maths for me?
Yes. Totals, the dashboard and the charts all update automatically as you type — no formulas to touch.

Is my money data private?
Completely. Your copy lives in your own Google Drive — nothing is shared and nothing is sent anywhere.

Is this a subscription?
No. One-time purchase, lifetime access to your copy.

What's the difference between the editions?
Essentials is the calm core budget system; Complete adds Net Worth, Budget vs Actual, a Savings Challenge and Spending Insights.