Budget & Bills Tracker — Calm, Private Bill & Subscription Planner

Stay on top of every bill — without the overwhelm.

The Budget & Bills Tracker is a single, self-contained app that runs straight in your web browser. There’s no account to make, nothing to subscribe to, and no bank to connect. You download one file, open it, and everything you need is right there — even offline.

It’s designed to feel calm and clear rather than busy and clinical, so it’s a genuine relief to use — especially for ADHD and neurodivergent brains, and anyone who’s bounced off “serious finance” tools before.

What’s inside

• Every bill and subscription in one register: amount, category, how often it’s paid, next due date, and paid/unpaid status
• A Today view showing what’s due soon, what’s overdue, and what’s left this period
• A month calendar so you can see your bills across the weeks
• Category totals and your true annual cost, so nothing hides
• Income and savings goals, tracked alongside your outgoings

The feature other trackers miss

Most trackers only remember today’s price. This one remembers the whole story:

• Log a renegotiation when you haggle a better renewal, and see your saving worked out per month, per year, and across the fixed term
• Keep a full price history for every bill, with honest labels for increases, decreases and negotiated deals
• Watch your “saved this year” total climb as you take control
• Get a nudge to review a deal before it auto-renews

Comfortable by design

• Soft light theme or a restful Midnight dark theme
• An easier-reading font (Atkinson Hyperlegible), larger text, and roomier spacing
• Works in any currency

Private by default

Your data lives only on your device, in your own browser — never sent to us, the cloud, or your bank. Back it up in one tap with Export, and move it to a new device just as easily with Import.

What you get

• Budget & Bills Tracker (.html) — one file, works on Windows, Mac, phone and tablet in any modern browser
• A warm welcome & how-to guide (PDF) with full instructions and troubleshooting
• Instant download

Digital product — nothing is shipped. This is a planning tool, not financial advice. Questions? Email contact@structuredspace.co.uk.